Free Calculator • Super Projections

Super Calculator Australia

Project your retirement savings from employer contributions and salary sacrifice

Estimate future super balance with employer SG and optional salary sacrifice. Export CSV or email results.

How to Use This Calculator

Enter Your Details

  • Annual salary, employer SG %, and salary sacrifice
  • Expected annual growth % and projection years

Review & Share

  • Click Calculate to see the projection
  • Export CSV, print PDF, or email the report

How to Use This Calculator

Enter Your Details

  • • Current annual salary
  • • Employer superannuation guarantee %
  • • Optional salary sacrifice contributions
  • • Expected annual investment growth rate

Project Your Super

  • • Year-by-year balance projections
  • • Total contributions over time
  • • Investment growth calculations
  • • Retirement savings forecast

Enter Your Details

$
%
$
$
%
⚠️

Important Disclaimer

This super calculator provides high-level estimates only. It does not account for fees, insurance, tax on earnings, or government co-contributions. Use as a planning tool and consult a licensed financial adviser for personalised advice.

About This Calculator

This calculator projects your superannuation balance based on employer SG contributions, optional salary sacrifice, and a constant annual growth rate. It assumes contributions are paid annually and reinvested; it does not model fees or insurance. Results are estimates and should be used for planning only.

Assumptions & Notes

  • Employer SG is applied to your salary annually at the provided percentage.
  • Salary sacrifice reduces take-home pay and may have tax implications.
  • Growth is a simple annual percentage applied to the balance (no compounding frequency adjustments).