Calculate your investment property tax deductions, negative gearing benefits, and depreciation. See instant tax savings with ATO-compliant calculations.
Typical: 50-52 weeks
Your salary or business income (before rental)
Construction/renovation value (typically 60-75% of purchase price)
The construction date affects your capital works deduction rate
Appliances, carpet, blinds, AC (get a QS report for accuracy)
Pro Tip: Get accurate depreciation estimates with a Quantity Surveyor report
Only interest is deductible, not principal
Typically 7-10% of rental income
Immediate repairs only (not improvements)
Accounting, legal, advertising, etc.
Pro Tip: Track your rental property expenses year-round with ReceiptClaimer. Upload receipts, auto-categorize expenses, and generate tax-ready reports.
Updated for FY 2025–26 ATO tax rates (Stage 3)
Calculations follow ATO depreciation rates and tax deduction rules for investment properties.
See exactly how negative gearing reduces your taxable income and tax liability.
Include building (Div 43) and plant/equipment depreciation to maximize deductions.
Understand your tax position before buying an investment property. See if negative gearing will reduce your overall tax liability.
Quickly model different scenarios: compare properties, assess renovation impacts, or evaluate depreciation schedules.
Calculate your expected tax deductions for EOFY planning. Identify opportunities to maximize deductions through repairs or depreciation claims.
Disclaimer: This calculator provides estimates based on typical ATO rules and standard depreciation rates. Results should not be considered financial or tax advice.
For accurate depreciation calculations, consider obtaining a professional depreciation schedule (Quantity Surveyor report). Always consult with a registered tax agent or accountant for personalized tax advice specific to your circumstances.
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