How much tax will I get back?

The amount of tax you get back (your refund) depends on your total taxable income, the amount of PAYG tax your employer withheld, and your eligible deductions. Our free tax refund calculator estimates this in seconds by applying the latest 2025-26 ATO tax brackets to your specific situation.

How accurate is this tax refund calculator?

This calculator uses official 2026 ATO tax rates and brackets to provide accurate estimates. However, your actual refund may vary based on factors like PAYG withholding, tax offsets, Medicare levy surcharge, and other individual circumstances. Use this as a guide and consult a tax professional for complex situations.

What deductions can I claim on my tax return?

Common deductions include work-related expenses (uniforms, tools, vehicle costs), self-education, home office expenses, rental property costs, investment property expenses, donations, and tax agent fees. All deductions must be directly related to earning your income and you must have records to prove them.

Do I need to include the Medicare levy in my calculations?

Yes, most Australian residents pay the Medicare levy of 2% on taxable income. This calculator automatically includes the Medicare levy in your tax calculation. Low-income earners may be eligible for Medicare levy reduction or exemption.

Can I use this for rental property income?

Yes, include your rental property income in the total income field. Your rental deductions (property expenses, interest, depreciation) should be entered in the deductions field. This calculator will show your estimated refund based on your combined income and deductions.

Is this calculator free to use?

Yes, this tax refund calculator is completely free with no sign-up required. You can calculate unlimited estimates and export your results. Create a free ReceiptClaimer account to track your actual receipts and deductions throughout the year.

When should I use this calculator?

Use this calculator anytime to estimate your tax refund - during the year to plan your taxes, before EOFY to maximize deductions, or when preparing your tax return. It helps you understand if you will receive a refund or owe tax, and by how much.

ATO Aligned: May 2026 • Free Tool

Calculate My Tax Refund: Australian Tax Calculator 2026

Get your tax refund estimate in under 2 minutes - completely free

Based on official ATO tax rates • Updated for 2025-26 financial year

Enter Your Details

Annual Taxable Income

Your gross salary before any deductions (excluding super)

PAYG Tax Withheld (Optional but recommended)

💡 Check your payment summary or last payslip. This is the total tax your employer withheld.

Tax Deductions

Rental Property Expenses

Repairs, insurance, rates, interest

Home Office

Equipment, furniture, utilities

Vehicle & Travel

Business km, parking, tolls

Work-Related Expenses

Uniforms, tools, training

Charitable Donations

DGR-registered charities

Other Deductions

Tax agent fees, subscriptions

Medicare Levy Surcharge

If you don’t have private hospital cover and your income for surcharge purposes exceeds ATO thresholds, an additional surcharge applies (1%–1.5%).

Private hospital cover

I have compliant cover

Status

Enter Your Details

Fill in your income, PAYG withheld, and deductions on the left to generate your tax refund estimate and detailed breakdown.

How to Use This Calculator

Enter Your Details

• Annual taxable income and PAYG withheld
• Your deductions (work expenses, rental, home office, donations)
• Optional MLS: cover status, dependants, IFSP fields

Review & Export

• Click Calculate My Refund to see results
• Compare bracket tax with vs without deductions
• Use Download PDF or email to share

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Important Disclaimer

This calculator provides estimates based on 2025-26 ATO tax rates. Medicare Levy Surcharge thresholds and IFSP components vary by circumstances; results are indicative only. Actual refunds may vary based on surcharge tiers, HELP/HECS debts, and other factors. Consult a registered tax agent or the ATO for advice.

How to Maximize Your Tax Refund in Australia

Australian taxpayers can claim thousands in deductions each year. Our tax refund calculator helps you estimate your potential refund based on ATO guidelines for the 2025-26 financial year.

Common Tax Deductions

Rental Property Expenses: Repairs, insurance, rates, interest on loans
Home Office: Equipment, furniture, utilities (if working from home)
Vehicle & Travel: Work-related km, parking, tolls (logbook method)
Work-Related Expenses: Uniforms, tools, professional development
Charitable Donations: Gifts to DGR-registered charities

2025-26 Tax Rates

The current Australian tax brackets are:

$0 - $18,200: Nil (Tax-free threshold)
$18,201 - $45,000: 16c for each $1 over $18,200
$45,001 - $135,000: $4,288 plus 30c for each $1 over $45,000
$135,001 - $190,000: $31,288 plus 37c for each $1 over $135,000
$190,001 and over: $51,638 plus 45c for each $1 over $190,000

The above rates do not include the Medicare levy of 2%.

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Create a free account to save this result, export a detailed PDF for your accountant, and start tracking your real receipts to maximize your 2026 tax return.

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Calculate My Tax Refund: Australian Tax Calculator 2026

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Tax Deductions

Medicare Levy Surcharge

Enter Your Details

How to Use This Calculator

Enter Your Details

Review & Export

Important Disclaimer

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2025-26 Tax Rates

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